WorldFirst is a global payments solution designed to make international business a lot less complicated. It started in London in 2004 with one goal: to give SMEs enterprise-level payment power. Now part of Ant International, WorldFirst is plugged into one of the world's largest fintech infrastructures. This means:- Faster payments- Better rates- Global reach, with local expertiseFrom e-commerce sellers to importers and B2B businesses – if you trade across borders, WorldFirst is built for you. If you’re considering tools that support global payments or cross-border growth, take a moment to explore the offers available on our marketplace and make adopting solutions like WorldFirst even easier!
Features
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Global marketplace collection
With WorldFirst, you can get paid from 130+ marketplaces, e.g. Amazon, TikTok Shop, AliExpress, using local bank details that work like domestic transfers. Your money arrives faster. You keep more of it. And switching your marketplace setup takes seconds, not weeks.
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Business card
World Card works in 150+ currencies across 210+ countries and earns you up to 1.2% cashback on every eligible transaction. Pay for ads, software, logistics, and procurement with zero FX fees on 15 major currencies. Set spending limits and track expenses in real time.
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Multi-currency account
WorldFirst gives you one multi-currency account that works like a local bank in 20+ currencies across 200+ markets. Open it in minutes. No setup fees. No monthly charges. Just the freedom to operate globally without the complexity.
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Merchant cash advance
Most SMEs hit the same wall: they're ready to scale, but banks won't fund them. WorldFirst Capital fixes that. Get a Merchant Cash Advance based on your actual sales — not your credit score or collateral. Apply in minutes and receive funds in 24 hours. Pay your advance as a percentage of daily revenue, so when sales slow, so do your payments.
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Scale with enterprise-grade infrastructure
WorldFirst Enterprise gives you and your customers a financial infrastructure: global checkout in 200+ markets, multi-currency accounts, card issuing, mass payouts, AI-powered treasury, and real-time settlement in 25 currencies. All accessible via developer-first APIs.
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Fast international transfers
WorldFirst lets you send money to 210+ countries in 100+ currencies — and 90% of payments land the same day. This means your suppliers get paid on time, your goods keep moving, and your margins stay protected.
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WorldFirst app
Manage payments from your phone using the WorldFirst app: Monitor live FX rates, freeze a card instantly if something feels off, and give your team access with custom permissions. Plus, you can integrate with Xero or NetSuite to automate reconciliation.
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Currency management tools
WorldFirst gives you the tools to take control: lock in rates for up to 24 months with forward contracts, convert instantly at competitive spot rates, or set alerts that notify you when your target rate hits.
Pros and cons
Pros
- Fast payment processing: Transfers are often quicker than standard international bank transfers, with 90% landing same-day
- Bank-beating fees: WorldFirst offers better FX rates and more predictable pricing than most traditional banks
- Easy multi-currency management: The platform makes it simple to hold and move money across different currencies, using just one login
Cons
- Limited coverage: WorldFirst supports most, but not all, countries
- No physical branches: WorldFirst has 30+ global offices, and offers a fully digital support service via live chat, phone and email
- Restricted features: While business expenses can be processed using World Card, WorldFirst does not offer some traditional banking features such as credit cards