BILL is a financial operations platform built to simplify how businesses handle money. Instead of relying on spreadsheets or manual processes, teams can use BILL to bring accounts payable, accounts receivable, expense management, and payment approvals into one system. The platform connects seamlessly with major accounting software including Xero, QuickBooks, and Sage, so every transaction stays in sync. That means faster approvals, fewer errors, and real-time visibility into cash flow without the back-and-forth that usually slows finance teams down. Beyond paying bills, BILL also helps you manage spending more effectively. With the BILL Divvy Card and integrated spend management tools, you can create budgets, track expenses as they happen, and get a clearer picture of how money is moving in and out. For companies looking for additional flexibility, BILL also offers access to lines of credit of up to $5 million, giving them options to manage growth and cash flow in one place. Today, BILL supports nearly half a million businesses and processes more than $300 billion in payments each year. Its reporting and customizable permissions provide finance leaders and accountants with the oversight they need to make informed decisions quickly. What used to take hours of paperwork can now be managed in minutes, giving your team more time to focus on strategy and growth. Discover BILL and other innovative solutions alongside exclusive promotions on our marketplace today and start simplifying your money management.
Features
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Scalable solutions for firms
BILL is designed for both individual businesses and accounting firms managing multiple clients. With features like batch processing and client portals, firms can handle more accounts efficiently and expand their service offerings.
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Credit and funding access
Businesses can apply for credit lines ranging from $1,000 to $5 million. Whether it’s covering short-term expenses or fueling growth plans, this built-in funding option adds financial flexibility.
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Real-time cash flow tracking
With all payables, receivables, and expenses in one place, your teams can monitor balances and track cash flow as it changes. The dashboard gives decision-makers an up-to-date view of their financial position so they can plan with confidence.
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Spend management tools
BILL’s spend controls and the Divvy Card allow companies to assign budgets, monitor spending in real time, and analyze trends. This makes it easier to spot overspending early and keep resources aligned with business priorities.
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Multi-level approval workflows
Custom approval chains let you set rules that match your internal policies. Every bill or expense goes through the right checks, adding oversight and reducing the chance of unauthorized or overlooked payments.
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Seamless accounting integration
The platform connects directly with leading accounting software like Xero and QuickBooks, ensuring that your transactions stay up to date without extra data entry. This real-time sync makes reconciliations faster and keeps financial records accurate across systems.
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Comprehensive expense management
Employee expenses can be submitted, approved, and reimbursed all within the platform. Automated workflows bring speed and consistency, while reporting features ensure transparency and compliance.
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Automated accounts payable
BILL streamlines the entire payables process, from entering bills to routing approvals and sending payments. By cutting out repetitive tasks, it reduces errors and frees up finance teams to focus on higher-value work, while keeping payments moving on schedule.
Pricing
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Enterprise
Custom pricing
- Multi-entity & multi-location management- ERP sync (NetSuite, Sage Intacct, etc.)- Single Sign-On (SSO) & Dual Control
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Team
$65 / / user / month
- Automatic 2-way sync (QuickBooks/Xero)- Custom user roles- Centralized AP & AR inbox
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Essentials
$49 / / user / month
- AI-powered invoice entry- Standard approval workflows- Manual CSV accounting integration
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Corporate
$89 / / user / month
- Purchase Order (PO) management- 2-way PO matching- Custom approval policies
Pros and cons
Pros
- Enhanced spend control: Robust tools for spend management and budgeting give organizations granular oversight
- Comprehensive automation: BILL automates critical financial operations, significantly increasing efficiency and freeing up team resources for more strategic work
- Seamless integration: The platform works closely with leading accounting software, minimizing manual data entry and maintaining data consistency
Cons
- Initial setup complexity: Onboarding and setting up custom workflows may require a dedicated implementation period
- Credit availability varies: Not all businesses may qualify for the highest levels of credit through the platform
- Platform learning curve: Users may experience a learning curve in mastering all features